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D. Thode & Associates Inc. Blog
Get answers to questions on Bankruptcy,
Consumer Poposals and Debt Solutions


Who is a Typical Debtor?
A typical debtor is a person who is unable to repay their creditors in a timely fashion. Debtors frequently seek out the services of a...
Mar 4, 2022


Debt Consolidation
When facing financial difficulties that include multiple debts, often with high-interest rates, one of the first options people often...
Feb 2, 2022


Tips to Tighten your Budget without Really Feeling It
Most people don’t think about all the small monthly bills in their life, but they add up! Spending time reviewing your bills could easily...
Dec 22, 2021


Trying to Get Out of Debt?
You’re not alone! Almost half of Canadians are concerned about the amount of debt they are carrying, and a quarter say they are unable to...
Jun 2, 2021


CERB Repayment – What to do if you Can’t pay it Back?
Like many Canadians that received the Canadian Emergency Relief Fund, you may have got a letter from CRA asking for a payment of the...
May 26, 2021


What to Do when you get Collection Calls
During the past year, many Canadians have been struggling to keep up with paying their bills on time if at all. Many people been unable...
May 5, 2021

How does a Consumer Proposal consolidate my Debt?
When considering consolidation, most consumers think of the following ways to consolidate their debt: Obtain a consolidation loan from...
Sep 11, 2020

Signs of Debt Problems After a Very Fun Summer
As September approaches, and the days get shorter, it may be time to take stock of what bills may have piled up over the last few months....
Aug 26, 2020


Credit Card Debt After Summer
It is easy to allow your credit card debt to pile up over the summer. With summer activities, that include weekend getaways, summer camps...
Aug 18, 2020


COVID Debt Hangover?
With the COVID-19 pandemic, we are currently facing one of the most challenging periods of our lifetimes. Many people in British Columbia...
Aug 15, 2020


New Year, New Financial Strategies
A brand new year has begun, and it’s the perfect opportunity to reassess your financial situation and see if there are any adjustments to...
Jan 20, 2018


4 Steps To Managing Your Holiday Debt Stress
The holiday season is fast approaching, and while this time of year can be full of joyous occasions with family and friends, it can also...
Dec 8, 2017


Living Cheque to Cheque
A new survey by the Canadian Payroll Association suggests nearly half of workers are living paycheque to paycheque due to soaring...
Sep 7, 2017


The Worst Debt Solutions Advice We’ve Ever Heard
In our capacity as Licenced Insolvency Trustees, we meet people from every walk of life. Few people call our office in Kamloops or...
May 31, 2017
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