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Service Locations: Interior - Kelowna, Kamloops, Penticton; Lower Mainland - Burnaby, Chilliwack, Surrey, Vancouver; Vancouver Island - Victoria, Duncan
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D. Thode & Associates Inc. - Licensed Insolvency Trustees
Consumer Proposals, Bankruptcy & Debt Solutions
CONSUMER PROPOSALS
A Consumer Proposal is a legal solution for only paying a portion of one's unsecured debt over time. Our Licensed Insolvency Trustees can review your situation to determine if this is the right solution for you. Together we can make an arrangement that works for your budget.
BANKRUPTCY
Applying for personal bankruptcy releases you from your debts and gives you a fresh financial start. We’ll help you prepare documentation for bankruptcy and walk you through the process.
Helping Clients Become Debt Free Since 2003
D. Thode & Associates Inc. has been dedicated to helping individuals and families navigate their financial challenges. Our Trustees are fully licensed in both British Columbia and the Yukon, and are equipped to handle all legal financial alternatives, including bankruptcy and consumer proposals. If you're facing debt problems, we will guide you through all available options, explain your rights, responsibilities, and the protections these alternatives offer, enabling you to make an informed decision that best suits your situation.
Meeting with a Licensed Insolvency Trustee is the crucial first step. We understand that you might feel overwhelmed, but a brief consultation can quickly help identify the best solution for your needs.
What Our Clients Have to Say
"I just spoke with Doug on the phone, and he put my mind at ease in regard to my debt. Doug gave me detailed instructions on what to do and not do. I'm feeling much more in control after my short conversation with him. I would recommend anyone that is anxious over their debts to contact D. Thode & Associates!"
Chris J - Client
"I DID IT!!! I followed the process, felt my life coming back, felt happier, felt like a better mom. To this day, I have not fallen through the cracks again; yes, I finally got a credit card. I told my kids when they were a bit older, if by chance they got in trouble, they weren’t alone, and I would know who exactly to send them to DOUG THODE!"
Karen W - Client
"Working with Doug Thode was the best financial decision I’ve ever made. I was really embarrassed about my finances and was unable to make the minimum payments for my credit cards and loans. I can’t thank them enough for relieving me of my debt burden and helping get my life back together"
Chris S. - Client
"It is very rare to find a business that you can trust, that is professional, that is kind, that is great at what they do---Doug and his team are it. Doug took care of my family in a professional and respectful manner. He was so empathetic, knowledgeable, and kind. He is thorough and did such a wonderful job."
Jenna H - Client
​"I spoke to several banks and a consolidation company without help, and I was facing bankruptcy. Doug was able to sort out my issues to a level I didn't know was possible. I recommend him heavily."
Avery M. - Client
"Doug and his team are true professionals and help make the difficulties of bancruptcy more bearable for their clients. I highly recommend them and their team for anyone needing a first class Trustee"
Corey S. - Client
What to Expect at your FREE Debt Consultation
One of our Trustee’s or Senior Insolvency Managers will fully review your situation with you (Creditors, Assets, Monthly Income and Expenses, other pertinent information). After gathering this information, we will be able to advise you as to your alternatives, what we would expect to happen to you under those alternatives and the pros and cons with each alternative, in order that you may make an informed decision regarding which alternative is right for you, if any.
​This initial free consultation usually lasts between 30 and 60 minutes.
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WE CAN HELP STOP: Debt Stress, Creditors, Collection Agents, Garnished Wages, Tax Debt
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