D. Thode & Associates Inc. Blog

A consumer proposal is a formal way to reduce and manage overwhelming debt. Recent data from the Office of the Superintendent of...

A Consumer Proposal  is a structured debt resolution process offered in Canada, enabling individuals experiencing financial challenges to...

In recent years, people have grappled with the persistent challenge of soaring grocery prices, promoting concerns about affordability and...

In 2023, according to a   poll by CIBC , 18% of respondents said they would prioritize paying off their debts over other financial goals,...

Bankruptcy and/or a Consumer Proposal is a challenging and often overwhelming financial situation. It involves a complex legal process...

You are not alone if you are feeling anxious about your growing debt. Having too much debt can lead to other challenges. Struggling to...

A new year is a good time to review our financial strategies. We want to take some time to check our current budget and make any...

Holiday festivities are a joyful time for most as we gather with friends and family. Still, it can also be stressful, especially when...

This is one of the first questions we are asked when someone is considering bankruptcy or a consumer proposal to assist them with their...

Rising Interest Rates The Bank of Canada has been increasing interest rates since March of 2022, which is causing financial institutions...

CERB Repayment Update Did you receive the Canada Emergency Relief Benefit (CERB) and are now receiving a collection letter from the...

Licensed Insolvency Trustees or LITs are government-regulated professionals authorized to administer federally regulated debt relief...

As the weather improves, so does our motivation to spring clean our homes and gardens.  But what about your finances? Here are five ways...

Generally, Canadians have been taught that when you incur debt you must pay it back, with interest, at all costs, even to the detriment...

A typical debtor is a person who is unable to repay their creditors in a timely fashion. Debtors frequently seek out the services of a...

When facing financial difficulties that include multiple debts, often with high-interest rates, one of the first options people often...

Many British Columbians are facing financial struggles due to increased living costs and reductions in their income while trying to stay...

Bankruptcy and Consumer Proposals are the two most common options for individuals who are facing financial difficulties and find...

Most people don’t think about all the small monthly bills in their life, but they add up! Spending time reviewing your bills could easily...

Is holiday spending stressing you out? Here are some tips to help get you through the spending season this year and to get you planning...