Live Your Life Free From Debt.

We Can Help


Restructure your debt payments
with a consumer proposal.


Getting Calls From Creditors?

We Can Help

Licensed Insolvency Trustees & Administrators of Consumer Proposals

Find a solution that is right for your needs and free yourself of debt.


Applying for personal bankruptcy frees you from all debts and lets you start over. We’ll help you prepare documentation for bankruptcy and walk you through the process.

Consumer Proposals

Let us negotiate a process for you through consumer proposals. You don’t have to file for bankruptcy. Plan with creditors and pay them back on a modified schedule.

Credit Counselling

We can also help you resolve your debts without filing for bankruptcy. When you come to us for a consultation, we will discuss your options with you.

Apply Today

Get started today. Use our convenient online application form. Download and complete your copy and bring it with you to your next appointment to save time.

Kamloops Consumer Proposals & Bankruptcy Trustees

Bankruptcy Trustee Kamloops

Applying for personal bankruptcy can free you from all of your debts and allow you to start over. We can address your specific needs and help prepare documentation for bankruptcy, walking with you through the process. You will benefit by getting relief from your creditors and your budget will no longer be strained. Get back on your feet.

Consumer Proposals

Let us streamline the negotiating process for you through a consumer proposal. Consumer proposals allow you to negotiate a settlement with your creditors and can avoid personal bankruptcy. You can design a plan with your creditors and pay them back on a negotiated schedule.

Avoid Bankruptcy

At D. Thode & Associates Inc., we provide debt solutions Kamloops residents can trust to get out of debt. We use our years of experience in the financial industry to provide expert advice to our clients. Whether the best solution to your financial distress is bankruptcy, a consumer proposal, or simple negotiation with your creditors, we can provide the debt solution to your financial crisis.

All of our staff are certified to provide individuals and businesses with solutions to their financial problems. We help our clients get out of debt, relieve their stress, and get their lives in Kamloops back to normal. Don’t let the stresses of overwhelming debt keep you up at night.

Instead, call us to schedule a Kamloops debt solutions appointment at our office today. We can help you change your financial future.

Get Long-Term Debt Help

If you need financial counselling, we can also help you with that. Credit counselling can help you plan better for the future and know what kind of financial decisions to make. If you need a credit counsellor in Kamloops, D. Thode & Associates can help.

Save Your Business

Bankruptcy has the potential to destroy your business. If you want to avoid that kind of disaster, we will help you through the process. If personal bankruptcy is unavoidable, we will prepare the documentation and distribute assets to your creditors.

Can I really reduce my debt by 80%?

By | Blog, Featured

The short answer is probably.  There are only 2 legal alternatives for reducing your debt in Canada.  The first alternative is bankruptcy. The second alternative is a Consumer Proposal, which is a legally binding agreement between you and your creditors.  A Consumer Proposal can only be prepared, filed and administered…

Read More

Windfalls During Bankruptcy

By | Blog, Featured

When we approach bankruptcy as a potential solution for clients, it is with a clear picture of their financial situation and the knowledge that their best option is to clear their debts through the process.  So, what happens if one’s circumstances change before the bankruptcy is discharged? Many people assume…

Read More

Consumer Proposals: What to Expect

By | Blog, Featured

The reasons people go into debt are different in every case, which is why it should come as no surprise to learn that the process of getting out of debt will also depend heavily on individual circumstances. In some cases, filing for bankruptcy will be the only option; while in…

Read More

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