Credit Counseling & Debt Help

Before Declaring Bankruptcy, Consider Credit Counselling

There is a stigma attached to bankruptcy that leaves many people facing financial challenges feeling that it should be considered only as a last resort. Know that in our business, we meet people from all walks of life who need our assistance to manage their debt. We are trustees in bankruptcy who are able to carry out those proceedings on your behalf, but D. Thode and Associates can do more than just a bankruptcy filing. We can serve as a liaison between you and your creditors to come to a workable resolution in addressing your debt.

First and foremost, we’re people helping other people navigate the complex process of understanding credit and how it works. We can help you decide if bankruptcy is the right choice, or if there are alternatives that might better suit your personal situation.

Get Debt Help Now!

Credit troubles often start as a result of a series of unfortunate events. A major home repair in an emergency, a serious car accident and an unexpected job loss are life events that many of us could cope with individually. It’s when two or three crises strike at the same time that the snowball effect kicks in. It’s easy to see how even financially savvy people could find themselves needing some debt help.

When you are in over your head, every time the phone rings you can feel afraid that it’s yet another collection agency calling about your debt. That’s no way to live! You may think that bankruptcy is the only way out, but there are alternatives.

Credit Counselling

Credit counselling is more than a budgeting exercise to help you get out of debt. When you choose to work with D.Thode and Associates, we can help you develop a clear action plan to pay off your debts and manage your income and expenses. We can also arrange a single monthly payment to fulfill your obligations, and save you thousands of dollars in interest charges. Perhaps most importantly, for your peace of mind, we can make you look forward to answering the phone again.

When you decide it is time to get out of debt, we’re here with confidential consultations in a judgement-free zone. Let us help you make the best choice for your financial needs.