Blogs

Windfalls During Bankruptcy

By | Blog

When we approach bankruptcy as a potential solution for clients, it is with a clear picture of their financial situation and the knowledge that their best option is to clear their debts through the process.  So, what happens if one’s circumstances change before the bankruptcy is discharged? Many people assume…

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Managing your Debt Through Major Life Events

By | Blog

It’s hard enough to manage finances from day to day and keep your debts in check.  But what if you’re hit with an unexpected twist that throws your financial house into disarray?  Many of us are unprepared for the loss of a job, a sudden illness that prevents work, or…

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Why You Should Use A Licensed Insolvency Trustee

By | Blog

Many people who are having trouble solving their debt problems find it difficult to know where to turn.  Some may try to sort through their options alone because they are concerned that they cannot afford any added fees for service, while others sift through the varying options such as not…

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CAIRP: Increase in Bankruptcies Predicted

By | Blog

Mounting Pressure on Debtors, as ‘Insolvency Time Lag’, Ease of Credit and Stigma of Bankruptcy Keep Consumer Insolvency Rates Stable An increase in bankruptcies and insolvencies is predicted within the next year: Canadian Association of Insolvency and Restructuring Professionals TORONTO – (November 16, 2018) – Low interest rates and access…

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Four Pitfalls of PayDay Loans

By | Blog

Many people live paycheque to paycheque, with very little left over in the slush fund to cover unexpected expenses.  In fact, at one time or another, most people have found themselves a little short on cash before pay day rolls around.  It can be tempting to apply for a payday…

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Tax Debt and the CRA

By | Blog, Featured

As they say, the only things we can truly count on are death and taxes. So, it’s not uncommon to come across clients who, for one reason or another, haven’t been able to meet their obligations to the CRA. • Employees who have not been taxed at source or who…

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New Year, New Financial Strategies

By | Blog

A brand new year has begun, and it’s the perfect opportunity to reassess your financial situation and see if there are any adjustments to be made. Taking some time to review your spending and saving habits is a great way to give your budget a check up and make changes…

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overspending for the holidays

4 Steps To Managing Your Holiday Debt Stress

By | Blog

The holiday season is fast approaching, and while this time of year can be full of joyous occasions with family and friends, it can also do a number on our pocketbooks as well.  The additional costs of entertaining and gift giving can be challenging to manage, so keeping an eye…

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Manage Credit Card Debt

By | Blog, Featured

Most Canadians carry a credit card or two, and this in and of itself is not a problem.  Credit cards offer convenience and flexibility, and used correctly, can help you build a good credit rating as well. Unfortunately though, not everyone is in the black with their credit card statements. …

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3 Common Questions About Bankruptcy

By | Blog

When it comes to debt solution, many people feel that bankruptcy will be a life long anchor to carry with them throughout their financial life.  This common misconception couldn’t be further from the truth. Individuals who are looking to address their debt at this level have generally been dealing with…

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“Professional and to the point, great advice and amazing help at a very difficult time in my life. They worked with me throughout the entire debt repayment process and i always felt their main concern was to help me as a person. They proved that many times. Thank you Doug Thode and Associates. You are life-changers”

Paulette S
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We want to help you to get out of debt. Don’t hesitate to contact us if you would like to learn more about bankruptcy alternatives like debt consolidation in Kelowna, Kamloops or Penticton. Contact us today for more information.

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